You don't need a company to get paid like one.

Most invoice finance won't touch individuals. Eiva was built for them. If you invoice a brand, a label, an agency or a production company for work you've delivered, you can be paid this week.

Your invoices
Every invoice in one place
#HN765598Meridian & Gray agency · £3,300
In review
#HN482731Sarah Kulsa · £1,850
Offer ready
#HN657842Novo Editions · £13,800
Advanced
#HN913264Halcyon Sound · £18,980
Repaid
Upload an invoice

Who we fund

If you invoice for creative work, this is for you.

01

Directors

Invoicing brands and production companies

02

Models

Invoicing brands and agencies

03

Creators and influencers

Invoicing brands and platforms

04

Photographers

Invoicing brands and agencies

05

Producers

Invoicing labels and production companies

06

Musicians and artists

Invoicing labels and platforms

And most people who invoice for creative work. If you're not sure, upload the invoice and we'll tell you.

What we look at

Three things decide your offer.

  1. 01

    The invoice

    Issued for work you've delivered, to a client who's accepted it.

  2. 02

    The contract

    A booking confirmation, a deal memo or the email chain that approved the job. If there's one, add it. It usually means a better offer.

  3. 03

    Your client

    We check the business paying the invoice. That's where the decision sits, not with your credit history.

How it works for talent

From account to paid, in seven steps.

  1. 01

    Create your account.

    Verify your identity once. No company, no accountant, no paperwork beyond an ID and a bank account.

  2. 02

    Upload the invoice.

    A PDF of the invoice, plus the contract or approval if you have one. Takes a minute.

  3. 03

    We review it.

    Invoice, contract, client. You'll hear within 48 hours, including if it's a no.

  4. 04

    See your offer in the app.

    What you'll receive now, our fee, and whether the invoice is direct or assigned. Accept it or leave it.

  5. 05

    Accept and sign.

    Sign the agreement in the app. On a direct invoice you'll also set up a Direct Debit mandate, once, for future invoices too.

  6. 06

    Get paid.

    Up to 90% in your account within 72 hours. The rest follows when your client pays, minus our fee.

  7. 07

    Your client pays.

    On their usual terms, to you or to us depending on the model. Then the invoice closes and the balance settles. Next invoice, same account.

Product shot: upload
Product shot: review status
Product shot: offer
Product shot: paid

Two ways we fund

Direct or assigned. Your offer says which.

Direct

Your client pays you as normal. On the invoice's due date we collect the advance plus our fee from you by Direct Debit. Your client isn't involved.

Assigned

Your client pays Eiva instead of you. We send their accounts team a standard notice of assignment, which brands, labels and agencies process routinely. When their payment lands, we release the balance to you, minus our fee.

Which one applies depends on the invoice, mainly its size and who's paying it. Your offer states it clearly before you accept. Under both, the contract, the client and the next job stay yours.

What's in the app

Built around the invoice, not the paperwork.

1.1

Every invoice, one place

Every invoice in one place, with a status you can read at a glance.

1.3

Repayment handled

Repayment by Direct Debit on the invoice's due date, or collected from your client directly on assigned invoices. Nothing to remember.

Invoices
InvoiceAmountStatus
#HN765598 · Meridian & Gray£3,300In review
#HN482731 · Sarah Kulsa£1,850Offer ready
#HN657842 · Novo Editions£13,800Advanced
#HN913264 · Halcyon Sound£18,980Repaid
Your offer · #HN482731
£1,665 now
Our fee£120
Repayment date22 Aug
DirectYour client pays you as usual
Accept offer
Repayment · #HN657842
Collected byDirect Debit
On22 Aug 2026
Amount£12,420
Nothing to remember. We'll remind you three days before.
Upload an invoice
Drop the PDF here
Contract or approvalOptional
Upload
1.2

Offers in a tap

Offers you can accept in a tap, with the fee shown before you do.

1.4

Next invoice, same account

Next invoice, same account. Upload whenever you need it.

From people we've paid

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What qualifies

Four things, and you're in.

Work you've delivered and your client has accepted.

Invoiced to an established business in the UK or Europe.

Invoice value of £1,000 or more.

Not disputed, not consumer, not for work that hasn't happened yet.

Frequently asked questions

I'm represented by an agency. Can I still use Eiva?

Yes. If your agency invoices the brand and pays you when the brand pays them, the invoice you upload is the one to your agency.

Can I upload an invoice in euros?

Yes. We fund invoices in pounds and euros.

Do I have to be based in the UK?

No. Your client does, or in Europe. You can be anywhere.

Can I upload more than one invoice?

Yes. Each invoice gets its own offer. There's no limit and no commitment to send the next one.

What if my client disputes the invoice?

Tell us straight away. On a direct invoice you'll still owe the repayment on the due date, so we'll agree a plan with you. On an assigned invoice we'll deal with your client's accounts team directly.

What happens if it's a no?

We tell you within 48 hours and why, where we can. A no on one invoice doesn't affect the next.

How is my data handled?

Identity and business checks run through regulated verification providers. Your invoices and documents are only used to assess and fund them. See our privacy policy.

Something else? See every question or tell us about your invoice.

Send us your next invoice.

Tell us what you do and what you're waiting on. We'll tell you what we'd advance.